If you’re a New Jersey resident, you already know—property taxes here are no joke! The state just hit a major (and painful) milestone: for the first time ever, the average annual property tax bill has crossed $10,000.
But don’t lose hope yet. If you’re willing to be flexible with location, home size, or certain amenities, you can save a serious chunk of cash on property taxes. NJ.com recently analyzed property tax data to find the 10 towns in New Jersey with the lowest tax rates, and we’ve broken it down to help you understand where you might get the most value for your money.
Here are the 10 New Jersey Towns with the Lowest Property Taxes:
Bridgeton City, Cumberland County
Average Taxes: $3,802
Average Home Value: $71,958
Bridgeton is a hidden gem, boasting New Jersey’s largest historic district with stunning Victorian-style homes. The city is packed with character and offers plenty of green space, local parks, and even the Cohanzick Zoo, making it a great spot for families and history buffs alike.
Trenton, Mercer County
Average Taxes: $3,690
Average Home Value: $63,615
As New Jersey’s state capital, Trenton is steeped in history, featuring landmarks like the New Jersey State House and Old Barracks Museum. While the city has faced challenges, revitalization efforts are slowly transforming it into a more vibrant, livable place with a growing cultural and economic scene.
Dennis Township, Cape May County
Average Taxes: $3,585
Average Home Value: $189,133
Love the beach? Dennis Township is a nature lover’s paradise, located near the Jersey Shore with easy access to Cape May’s stunning coastline. If you enjoy a quieter, more rural lifestyle but still want to be close to the ocean, this could be a perfect fit.
Audubon Park Borough, Camden County
Average Taxes: $2,867
Average Home Value: $41,483
No, that’s not a typo—home values here are surprisingly low! Audubon Park is unique because it offers cooperative housing, making homeownership much more affordable. With tree-lined streets and a suburban feel, it’s an attractive option for families and retirees alike.
Commercial Township, Cumberland County
Average Taxes: $2,846
Average Home Value: $109,106
If you’re dreaming of a quiet, waterfront lifestyle, this township along the Maurice River might be just what you need. With plenty of space for fishing and boating, this rural community offers an escape from the hustle and bustle of city life.
Lower Alloways Creek Township, Salem County
Average Taxes: $2,380
Average Home Value: $133,903
Located in the southwestern corner of the state, this town is surrounded by lush marshlands and nature preserves. If you love birdwatching or simply want a peaceful retreat, this could be a great spot to call home. Bonus: The Salem Nuclear Power Plant provides a strong economic foundation for the community.
Woodbine Borough, Cape May County
Average Taxes: $2,097
Average Home Value: $124,232
Originally established as a settlement for Eastern European Jewish immigrants, Woodbine has a strong community vibe. With Belleplain State Forest nearby and the shore just a short drive away, outdoor lovers will find plenty to enjoy here.
Camden, Camden County
Average Taxes: $2,071
Average Home Value: $58,469
Yes, Camden has had its share of bad press, but the city is undergoing major redevelopment. The revitalized waterfront now features popular attractions like Adventure Aquarium and BB&T Pavilion, making it an increasingly desirable location for those looking for affordable living options.
Teterboro Borough, Bergen County
Average Taxes: $1,936
Average Home Value: $184,129
With fewer than 100 residents, this town isn’t exactly a family-friendly spot, but it’s a strategic location for professionals who work in New York City. Thanks to its strong industrial base, property taxes here remain incredibly low.
Walpack Township, Sussex County
Average Taxes: $1,156
Average Home Value: $227,892
This town is practically a ghost town, with fewer than 10 residents! If you dream of total privacy and being surrounded by untouched natural beauty, Walpack—nestled within the Delaware Water Gap National Recreation Area—could be your perfect escape.
The Takeaway: Is It Worth Moving for Lower Taxes?
Living in a town with lower property taxes can definitely save you thousands of dollars per year, but it’s important to weigh the trade-offs. While some towns offer affordable housing without sacrificing lifestyle, others might require compromises like longer commutes, fewer amenities, or rural isolation.
If you’re looking to cut costs while still enjoying a great quality of life, towns like Bridgeton, Dennis Township, or Woodbine could be fantastic choices. But if you’re just looking for the absolute lowest tax rate, Walpack Township takes the crown!
